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CALCULATORS 

Explore Your Homeownership Options with Ease!

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Buying a home is a big decision, and I want to make it as simple and transparent as possible for you. That’s why I’ve provided mortgage calculators on my website to help you explore your options.

These tools let you:

  • Estimate your monthly mortgage payments.

  • See how different down payment amounts or loan terms affect your budget.

  • Understand how interest rates impact your overall costs.

Feel free to play around with the numbers to get a clearer picture of what works best for your financial situation. And when you're ready, I’m here to walk you through the next steps, answer your questions, and find the mortgage solution that fits your needs.

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Start exploring today—your dream home is just a few clicks away!

Mortgage Payment Calculator w/ Amortization

  • Select the photo below to access the calculator 

  • Add your purchase price 

  • The minimum down payment for an FHA loan is 3.5% down

  • For a more accurate payment, leave the $1800 annual insurance in the annual insurance. (this amount may decrease depending on the quote you receive) 

  • For a more accurate payment, you can leave the $4,000 annual taxes. For a property price of more than $500,000 please refer to your realtor for a tax rate

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Rent vs. Buy Calculator

  • Select the photo below to access the calculator 

  • Add your purchase price 

  • The minimum down payment for an FHA loan is 3.5% down

  • For a more accurate payment, leave the $1800 annual insurance in the annual insurance. (this amount may decrease depending on the quote you receive) 

  • For a more accurate payment, you can leave the $4,000 annual taxes. For a property price of more than $500,000 please refer to your realtor for a tax rate

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Rent vs. Buy Calculator

  • Select the photo below to access the calculator 

  • Add your purchase price 

  • The minimum down payment for an FHA loan is 3.5% down

  • For a more accurate payment, leave the $1800 annual insurance in the annual insurance. (this amount may decrease depending on the quote you receive) 

  • For a more accurate payment, you can leave the $4,000 annual taxes. For a property price of more than $500,000 please refer to your realtor for a tax rate

  • If any HOA fee is entered, you can remove it as it is now part of the payment.

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Should I Refinance?

  • Select the photo below to access the calculator 

  • Enter your original loan information  

  • Update the new loan information 

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SKY MORTGAGE 

empowered by Edge Home Finance Corp.

5868 Baker Road Minnetonka, MN 55345

Company NMLS #891464

(763) 219-8484 | info@edgehomefinance.com

 https://edgehomefinance.com/about-us/ 

Loan Originator NMLS#1915982 Alejandro@SkyMortgage.org 210.305.6520

Loan Officer Location: San Antonio, Texas​​

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Disclosure: 

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit.  Information and/or dates are subject to change without notice.  All loans are subject to credit approval. As a result of refinancing, total finance charges may be higher over the life of the loan. Other restrictions may apply.

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​Everyone's financial situation is unique. Therefore, getting information directly from the LOAN OFFICER is essential to ensure it is accurate for your situation. While the information above is general information about different programs and qualifications, you may or may not be eligible for a specific loan program. It is crucial for the loan officer to review factual numbers, such as the credit report, income documents, assets, and any other required documentation to provide an accurate decision for loan qualification. (This is not an inclusive list for qualification) 

© 2023 by Sky Mortgage. All rights reserved.

*FOR TEXAS CONSUMERS ONLY:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND ACOMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINTFORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’SWEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUNDMUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

 

CFPB - https://www.consumerfinance.gov/ 

NMLS - https://mortgage.nationwidelicensingsystem.org/Pages/default.aspx  

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