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Piloting you to home ownership 

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These rates are based on national averages and may vary depending on individual financial profiles and loan specifics. Actual rates may differ due to creditworthiness, property type, loan amount, and other factors.

MARKET UPDATE

summary of what affects rates
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Mortgage Loan Application

Securing a mortgage empowers you to achieve your dreams of homeownership with financial predictability and stability. Enjoy the benefits of investing in your future, building equity over time instead of paying rent, and potentially benefiting from tax advantages. Take the first step towards owning your own space and establishing a solid foundation for your financial future today.

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Home Purchase & Refinances

Real Estate Type

  • Residential & Commercial real estate

Occupancy Type

  • Primary, Secondary or Investment purchase 

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Residential Type

  • Single Family Homes, Townhouses, Condo, Multi-Unit, Manufacture Homes and more. ​

 

Refinance Type

  • Rate & Term Refinance

  • Cash Out Refinance (Advance equity from your home)

  • FHA Streamline 

  • VA IRRRL

Loan Products & Programs

  • Fixed Rates & ARMs

  • FHA / Construction - Renovation 

  • VA / Construction - Renovation

  • USDA 

  • Conventional 

  • JUMBO 

  • Bank Statement Loan

  • ITIN 

  • Down Payment Assistance 

  • DSCR

  • Fix N Flip Investor Loan 

  • New Build Construction Loans

  • FHA Streamline

  • VA IRRRL

and more.... 

Mortgage Calculator's

Explore Your Homeownership Options with Ease!

Buying a home is a big decision, and I want to make it as simple and transparent as possible for you. That’s why I’ve provided mortgage calculators on my website to help you explore your options.

These tools let you:

  • Estimate your monthly mortgage payments.

  • See how different down payment amounts or loan terms affect your budget.

  • Understand how interest rates impact your overall costs.

Feel free to play around with the numbers to get a clearer picture of what works best for your financial situation. And when you're ready, I’m here to walk you through the next steps, answer your questions, and find the mortgage solution that fits your needs.

Start exploring today—your dream home is just a few clicks away!

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About Me

  • Mortgage Loan Originator #1915982

  • BBA, Finance 

  • Student Pilot 

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Helping you buy a home isn’t just my profession—it’s my passion. I believe in the power of homeownership to transform lives today and for generations to come. A home is more than just four walls; it’s a foundation for building memories, stability, and financial security.

I’m here to guide you every step of the way, making the process as smooth and empowering as possible. Whether it’s your first home or a strategic step toward building generational wealth, I’m committed to helping you achieve your dreams now and lay the groundwork for a brighter future.

Let’s turn your vision into reality and your investment into a legacy.

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Why Work with Me? Your Trusted Mortgage Broker for LIFE

Choosing the right mortgage is one of the most important steps in buying a home—and having the right expert by your side makes all the difference. As a dedicated mortgage broker, I bring a unique blend of expertise, personalized service, and access to a wide range of options to help you achieve your homeownership goals.

Here’s why you’ll love working with me:

  • Access to More Options: Unlike banks or direct lenders, I work with multiple lenders to find the best loan products, rates, and terms tailored to your unique situation.

  • Personalized Guidance: I take the time to understand your financial goals and guide you through the mortgage process with clarity and care—no confusing jargon or pushy sales tactics.

  • Advocacy for Your Best Interests: My loyalty is to you, not the lenders. I’m here to negotiate on your behalf and ensure you get the best possible deal.

  • Expert Knowledge: With my deep understanding of the mortgage industry, I can help navigate complex situations, provide creative solutions, and ensure a smooth path to closing.

  • Efficiency and Convenience: I’ll do the legwork for you—shopping rates, comparing options, and handling the paperwork—so you can focus on what matters most: finding your dream home.

Whether you’re a first-time homebuyer, upgrading to your forever home, or planning an investment, I’m here to make the process seamless and stress-free. Let’s work together to turn your goals into reality.

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SKY MORTGAGE 

empowered by Edge Home Finance Corp.

5868 Baker Road Minnetonka, MN 55345

Company NMLS #891464

(763) 219-8484 | info@edgehomefinance.com

 https://edgehomefinance.com/about-us/ 

Loan Originator NMLS#1915982 Alejandro@SkyMortgage.org 210.305.6520

Loan Officer Location: San Antonio, Texas​​

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Disclosure: 

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit.  Information and/or dates are subject to change without notice.  All loans are subject to credit approval. As a result of refinancing, total finance charges may be higher over the life of the loan. Other restrictions may apply.

Everyone's financial situation is unique. Therefore, getting information directly from the LOAN OFFICER is essential to ensure it is accurate for your situation. While the information above is general information about different programs and qualifications, you may or may not be eligible for a specific loan program. It is crucial for the loan officer to review factual numbers, such as the credit report, income documents, assets, and any other required documentation to provide an accurate decision for loan qualification. (This is not an inclusive list for qualification) 

© 2023 by Sky Mortgage. All rights reserved.

*FOR TEXAS CONSUMERS ONLY:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND ACOMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINTFORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’SWEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUNDMUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

 

CFPB - https://www.consumerfinance.gov/ 

NMLS - https://mortgage.nationwidelicensingsystem.org/Pages/default.aspx  

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