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CREDIT BOOST 

As your loan officer, I know how important a strong credit score is when it comes to achieving your financial goals, especially homeownership. That’s why I’ve partnered with South West Mortgage Company to offer you access to Angel AI, a powerful tool designed to help improve your credit in an effortless, efficient, and compliant way.

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If you have any accounts in dispute or issues with creditors, simply let Angel AI know. She will walk you through each step, following all Fair Credit Reporting Act (FCRA) guidelines, and will even communicate with creditors on your behalf to help resolve the issue.

The best part? This AI-driven credit support service is included at no cost to you for the credit repair itself. Normally, credit repair services can charge up to $200 per account, but through this partnership, you save that cost completely. The only expense you may be responsible for is a $75 deposit, which covers any actual out-of-pocket costs like shipping, postage, credit reports, or document preparation. And you’ll only be charged if those expenses are incurred.

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Let me know if you’d like to get started, this could be a big step toward boosting your credit and unlocking your path to homeownership.  

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I am your personal Ai 

How to use Credit Boost

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No Service Fees*

The service is free of charge.
You only pay for out-of-pocket expenses such as credit reports, overnight courier, postage, and printing.

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Comprehensive Support

From importing credit reports to sending dispute letters, AngelAi got you covered.

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Quick Digital
Authorization

You securely and easily sign the credit boost agreement through the app to get the process rolling.

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Automated Process

Using advanced Ai, AngelAi automates the credit boost process, saving you time and hassle.

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Comprehensive Credit
Analysis

AngelAi performs a soft credit inquiry (don’t worry, it has no impact on your score) to view what your credit history entails.

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Ai-powered Dispute
Management

Select the items you wish to dispute and let AngelAi generate and send tailored dispute letters to credit bureaus and creditors.

Terms of Credit Boost

Patience Is Key

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As your loan officer, I want to remind you that improving your credit isn’t a sprint, it’s a marathon. It takes time, consistency, and strategy. Resolving disputes with creditors is often a drawn-out process, with back-and-forth communication and federally mandated response timelines. Creditors can be slow to react, but the good news is: Angel AI never lets up.

Angel AI was designed to handle these time-consuming challenges for you. She’s persistent, compliant, and will continue to follow up with your creditors until a resolution is reached. More often than not, persistence pays off, and creditors eventually respond or concede when faced with consistent, law-abiding pressure.

Don’t let credit issues stand in the way of your financial goals. Let Angel AI do the heavy lifting, and together, we’ll work toward building a stronger credit profile and a brighter financial future.

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SKY MORTGAGE 

empowered by Edge Home Finance Corp.

5868 Baker Road Minnetonka, MN 55345

Company NMLS #891464

(763) 219-8484 | info@edgehomefinance.com

 https://edgehomefinance.com/about-us/ 

Loan Originator NMLS#1915982 Alejandro@SkyMortgage.org 210.305.6520

Loan Officer Location: San Antonio, Texas​​

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Disclosure: 

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit.  Information and/or dates are subject to change without notice.  All loans are subject to credit approval. As a result of refinancing, total finance charges may be higher over the life of the loan. Other restrictions may apply.

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​Everyone's financial situation is unique. Therefore, getting information directly from the LOAN OFFICER is essential to ensure it is accurate for your situation. While the information above is general information about different programs and qualifications, you may or may not be eligible for a specific loan program. It is crucial for the loan officer to review factual numbers, such as the credit report, income documents, assets, and any other required documentation to provide an accurate decision for loan qualification. (This is not an inclusive list for qualification) 

© 2023 by Sky Mortgage. All rights reserved.

*FOR TEXAS CONSUMERS ONLY:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND ACOMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINTFORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’SWEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUNDMUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

 

CFPB - https://www.consumerfinance.gov/ 

NMLS - https://mortgage.nationwidelicensingsystem.org/Pages/default.aspx  

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