Disclosures

By creating an account or submitting a loan application you agree to our Terms of Use and our Privacy Policy. You also expressly consent to participate in the transaction electronically, including the use of electronic records and signatures, rather than submitting and receiving documents in paper form. You also expressly consent to receive messages regarding this inquiry as well as marketing and other messages from Sky Mortgage, powered by Edge Home Finance Corporation (NMLS #891464) by phone (including auto-dialed, artificial, or prerecorded phone calls) and/or text messages (SMS and MMS) to the phone number(s) you provide; acknowledgment of this consent is not a condition of purchasing any goods and/or services; and confirm this action constitutes your signature. Message and data rates may apply. Reply STOP at any time to remove yourself from SMS Communication.

​

In accordance with the legal Equal Credit Opportunity Act, Edge Home Finance Corporation does not discriminate against any applicant based on race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

​

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

​

Decision times are usually within 48 hours. Preapproval is determined by a number of factors. Not everyone will qualify.

​

SMS OPT OUT/OPT IN

We use SMS or Text Messaging communication as a courtesy to our clients and partners. By providing your mobile number and opting in on our website, you expressly consent to receive messages regarding your loan inquiry, application status updates, and marketing messages from Sky Mortgage, powered by Edge Home Finance Corporation (NMLS #891464).

• Message frequency may vary.

• Message and data rates may apply.

• Carriers are not liable for delayed or undelivered messages.

• Your information and phone number is NOT shared with any third parties. 

 

We do not share mobile contact information with third parties or affiliates for marketing or promotional purposes. Information may be shared with subcontractors in support services, such as customer service. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
 

Opt-In Consent
By submitting your phone number through our loan application or website forms, you agree to receive SMS/text messages from Sky Mortgage for both transactional and marketing purposes.

 

Opt-Out Instructions
To stop receiving messages at any time, reply STOP to any SMS. This will immediately remove you from further SMS communication.

 

Help Instructions
For assistance, reply HELP to any SMS or contact us directly at:

• 📞 Cell: 210-305-6520

• 📞 Business: 210-405-1444

• ✉️ Email: alejandro@SkyMortgage.org

 

Please note: Once you have opted out, we cannot manually re-enroll you. You may rejoin at any time by texting START or UNSTOP to the same number.

 

For privacy-related inquiries, please refer to our Privacy Policy.

​

Legal Notice Regarding Our Mortgage / Payment Calculators / Mortgage Tools

Our calculators and tools are intended for planning and education purposes only. The figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information.

​

Disclaimer About Mortgage Loan Products On The Website

This website provides information about certain lender loan programs and products. All programs and information listed on this website are subject to change at any time, without prior notice. It is strongly recommended that visitors to this website contact one of our representatives to determine if the current loan guidelines meet their needs and what the current loan program guidelines are.

​

Notice About Non-Qualified Mortgages

Non-Qualified Mortgage products may have a higher interest rate, more points, or more fees than other products requiring documentation.

​

Decision Times

Decision times are usually within 24 hours. There are times when the volume of pre-qualifications may slow the process down.

​

Privacy Policy

This Privacy Statement describes how Sky Mortgage, powered by Edge Home Finance Corporation (NMLS #891464) uses the information you provide.

​

INFORMATION GATHERED

You may choose to provide information about yourself in order to be contacted by Sky Mortgage or receive a response to your question or inquiry. Such information may include the following:

• Your name

• Your company name

• Contact information including an email address

• Other information you choose to provide via a telephone call, letter, or e-mail

 

USE

Primarily, the information you provide will be used to contact you. By providing information to Sky Mortgage, powered by Edge Home Finance Corporation, you authorize us to:

• Improve our products and services

• Periodically market our products and services, telemarket our products and services, and send promotional emails and advertisements to contact you

We respect your privacy. We do not sell or share your personal information with third parties for marketing purposes. Information sharing to subcontractors in support services (such as customer service) is permitted.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

​

SECURITY

Edge Home Finance Corporation has measures in place directed to safeguarding the information you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security. Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. We recommend you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information via e-mail, you accept all risk that such information may be intercepted by a third party.

​

WEB TECHNOLOGIES

A “cookie” is a small file that is assigned by the web server to your computer. The use of cookies allows us to identify which pages of the site are accessed. That information is then used to improve the Website and your online experience. Assigning a cookie to your computer does not provide access to your computer or any of the information contained on it.

​

CHANGE IN CONTROL

Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition of all or a portion of the business of Edge Home Finance Corporation.

​

THIRD-PARTY LINKS

You might find links to third party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. Sky Mortgage and Edge Home Finance Corporation do not accept responsibility or liability for their policies or for the security of information you submit through a third-party website.

​

CHANGES TO OUR PRIVACY STATEMENT

Edge Home Finance Corporation reserves the right to modify this Privacy Statement at any time without notice. Continued use of the Website constitutes acceptance of the Privacy Statement in its most current version.

​

AGREEMENT

By using this Website, you agree to the Privacy Statement of Sky Mortgage, powered by Edge Home Finance Corporation.

​

Contact Information

Sky Mortgage, empowered by Edge Home Finance

Alejandro Rocha, Loan Officer
📞 Cell: 210-305-6520
📞 Business: 210-405-1444
✉️ Email: alejandro@SkyMortgage.org
NMLS #1915982 – Licensed in Texas only

​

Broker: Edge Home Finance Corporation
📍 7755 3rd Street N, Oakdale, MN 55128
📞 651-779-9000
NMLS #891464